Vehicle collateral

Loan against a vehicle in Lusaka

If you own a motor vehicle in Zambia, you may use it as security for a short-term loan. You typically retain the asset while we assess value, documents, and repayment capacity.

What to know before you apply

  • Designed for Lusaka residents with a registrable vehicle
  • Shorter tenures are common on vehicle-backed facilities
  • NRC, proof of income, and vehicle papers are usually required
  • Apply online; our team confirms valuation before disbursement

Calculator figures on the homepage are estimates only and are not a loan offer. Final terms depend on assessment, collateral, and your signed agreement.